What Kinds of Deeds Can Be Notarized Online?

KEY TAKEAWAYS

• Fast, convenient way to notarize deeds instead of in-person meetings
• NotaryLive specially certified by MISMO for mortgage deeds, deeds of trust
• Enhanced security like recorded sessions to validate transactions

Any time a piece of real estate changes hands, a deed is required. A deed is a legal document used to transfer ownership of property from one party to another. In all cases, a deed must be notarized - and as long as remote online notarization is legal in your state - the process of notarizing a deed is extremely fast, convenient, and secure.

If you’re wondering whether remote online notarization is legal in your state, click here to read this article.

1. What are the main types of deeds?

Real estate buyers and sellers most commonly encounter the following types of deeds:

• Quitclaim Deed
• Deed of Trust
• Grant Deed
• Warranty Deed
• Bargain & Sale Deed
• Mortgage Deed

The type of deed that is needed will vary depending on the circumstances of the real estate transaction.

2. Which Deed Do You Need?

Of these 6 options, a real estate agent can point you in the direction that is right for you, but here’s a quick reference.

1. Quitclaim Deed - Used to transfer any ownership that someone (the grantor) has in a piece of property to another party (the grantee), without providing a warranty. The grantor does not guarantee there are no other claims to the property in existence. This is the main reason that Quitclaim Deeds are mostly used to transfer property between family members and spouses.
2. Deed of Trust - A document where the borrower transfers the legal title for it’s property to a trustee who holds the property in trust as security for the payment of the debt to the lender.
3. Grant Deed - A legal document used to transfer ownership of real property. The grantor is the person transferring the property, and each grantor must sign the deed.
4. Warranty Deed - Different types of warranty deeds are used to offer various legal protections to the grantor in the event that there’s a problem or defect with the title once it’s been transferred. Warranty deeds come with different levels of protection and are split into two categories: General Warranty Deeds and Special Warranty Deeds. More info is available on warranty deeds in this article from LegalTemplates.
5. Bargain & Sale Deed - A bargain and sale deed typically accompanies homes sold at foreclosure. This type of deed transfers title to the new owner, but it does not warrant against encumbrances. Homeowners who purchase a foreclosed home with a bargain and sale deed may encounter tax liens, problematic easements, or third-party claims to the title. In most cases where this deed is used, a title search and title insurance are recommended.
6. Mortgage Deed - A mortgage deed works similarly to a deed of trust except that it features 2 parties, the lender and borrower. In these cases, the title in the property is split evenly between the lender and the borrower until the mortgage is paid in full. At that point, the title goes exclusively to the homeowner, who no longer owes any debt.

3. Notarize A Deed With NotaryLive Online

With Notarylive’s online notary service platform, it’s easy to get your quitclaim deed notarized online along with any other commonly notarized documents that might need it. NotaryLive is a MISMO Certified RON Compliant vendor that is qualified to handle deed notarization such as deeds of trust, mortgage deeds, etc. – anything you require. 

To get started notarizing a document with a notary online, all you need is the document you are looking to get notarized, a device with camera/microphone capabilities that is connected to the internet, and either a valid driver's license or passport. Once your identity is confirmed using state-of-the-art ID verification technology, you will be connected with one of our live notaries via webcam. 
 

How NotaryLive Works in 4 simple steps: 

To get started, you can click the button below.

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FAQ On Notarizing Deeds

• What is a property deed? 
  • Used to transfer property ownership & prove a property's legal ownership and right to sell.
• Does a deed have to be notarized?
  • Yes, a deed must be notarized. Notarizing deeds guarantees that a person's claim to the property is validated and maintained.

**Legal Disclaimer - We are not lawyers or attorneys and do not give any legal advice. Please check with your attorneys, advisors, or document recipients if you have any unanswered questions about your documents.

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